Signing Alone is Not Execution of a Cheque Under Section 138 of NI Act: The Critical Difference
A common misconception among litigants—and sometimes even practitioners— in cases coming under Section 138 Negotiable Instruments (NI) Act is that once a signature on a cheque is admitted, the execution of the cheque is proved. However, the jurisprudence reveals that mere signing of a cheque does not amount to its execution. Execution is a multi-step legal reality that requires something more than the physical act of signing the cheque.